Pages

Sunday, April 24, 2016

潮州菜粿 Recipe

 潮州菜粿
菜粿皮:
澄面粉 wheat starch 75g
木薯粉 tapioca starch 75g
食油 cooking oil 15g
盐 Salt 1/3 tsp
热滚水 hot boiling water 225g

把以上的材料放入面包机,倒入217g非常热的滚水,用8号把材料搓成有弹性的面团,大概8-10分钟,前一两分钟用软胶匙把旁边的粉类推去中间让面团尽快成团,同时也让面团烫的均匀,10分钟后把面团取出,用手搓几下,可以用木薯粉做手粉,面团稍微凉把面团分成20粒左右,搓圆擀扁包入馅料,用中火蒸10分钟。
今天的面皮水份少些许,口感比较Q,比较适合做薄一些,做薄皮馅料必须够软,不然硬馅很容易刺破面皮,菜粿蒸熟后涂些蒜油,趁热享用,或收入有盖的盒子里。

225g 热水比较适合做厚皮,菜粿冷却后口感还是滑软Q。




Source :

(For personal collection and reference only.)

Wednesday, March 2, 2016

2016年报税需知!18项可减免的项目


Kuyhwon Tay


相信很多人都不太瞭解有关个人所得税可以减免项目(Pelepasan Cukai)有包含什麽,本页将为您解析有关BE表格F的部分:

F1、个人负担 自动减免9千 (Individual and dependent relatives 9,000)
国家给予纳税人包括配偶及合于规定扶养亲属的负担费用自动可减免9千令吉。


F2、父母亲的医疗费、特殊需求、特别护理和特别看护费用 最多5千 (Medical treatment, special needs and carer expenses for parents (certified by medical practitioner) RESTRICTED TO 5,000)

i.)由疗养院提供医疗护理和治疗。

ii.)牙科治疗仅限于拔牙、补牙、洗牙可以扣税,但不包括牙科整形如假牙、种牙、绑牙、牙齿根管治疗等。

以上的护理需通过大马MMC注册的医生,以证明父母的需要治疗、特殊需求、特别护理和特别看护。父母亲需是大马居民。倘若父母亲的健康状态需要特别护理和看护,照顾者需书面证明、收据、工作证。“照顾者”不包括个人、妻子或丈夫、孩子等亲属关係。


F3、基础辅助用具 最多5千 (Basic supporting equipment for disabled self, spouse, child or parent. RESTRICTED TO 5,000)

适用于纳税人、丈夫、妻子、子女或父母使用购买的任何基础辅助用具,可减免最高达5000令吉。基础辅助用具包括医疗仪器-血液透析机、轮椅、义肢和助听器,但不包括光学镜片和眼镜。


F4、残障人士 6千 (Disabled individual. 6,000)

若纳税人是残障人士,可多扣税6千。


F5、本身的教育费 最多5千( Education fees (self) RESTRICTED TO 5,000)

纳税人在国内任何受认可高等教育机构报读任何课程,有关学费可获最高5千令吉的扣税。有关学院必须是大马高等教育局所批准的。

这些课程范围包括:

(i)最高达大学水平(除了硕士或博士等级)-法律、会计、回教金融、技术、工艺、工业或资讯技能领域。

(ii)硕士或博士等级-任何领域或研究课程。


F6、严重疾病的医疗费用 (Medical expenses on serious diseases for self, spouse or child)

纳税人、丈夫、妻子、子女的严重疾病的医疗费用,最多可扣税5千。

严重疾病包括:爱滋病、帕金森、癌症、肾衰竭、白血病、心脏病、肺动脉高压、慢性肝病、急性重症型肝炎、头部创伤导致神经功能缺损、脑肿瘤或血管畸形、严重烧伤、器官移植手术。


F7、体检 最多5百 ( Complete medical examination for self, spouse or child (restricted to 500))

完整的体检所指的是彻底全身检查。纳税人、丈夫、妻子、子女是可减免最多500令吉,但第6项和第7项总和最多可减免5千令吉。


F8、购买书籍/杂志 最多1千 ( Purchase of books/magazines/journals/similar publications (except newspapers and banned reading materials) for self, spouse or child. RESTRICTED TO 1,000)

纳税人、丈夫、妻子、子女所购买书籍、杂志、期刊或其他类似的出版刊物可减免,最多为1千令吉。(纸质或电子产品,但不包括报纸或禁书)


F9、购买个人电脑(每3年一次) (Purchase of personal computer for individual (deduction allowed once in every 3 years) RESTRICTED TO 3,000)

购买个人电脑可减免3千令吉,3年扣一次。若电脑是用于商业用途,则无法减免。

F10、国家教育储蓄计划(SSPN)淨存款 (Net deposit in Skim Simpanan Pendidikan Nasional RESTRICTED TO 6,000)

父母帮孩子开的国家教育储蓄计划户口(SSPN),可享有最高6千令吉减免。这项减免只限该年存入国民教育储蓄户头的淨存款。

例:

对于2015年,年度结馀金额累计4千500令吉

存款总额2千令吉

提款总额1千500令吉

允许扣除额是500令吉(2千令吉-1千500令吉)。结馀金额4千500令吉是不包括在内的。


F11、购买体育器材 最多300令吉 (Purchase of sports equipment for any sports activity as defined under the Sports Development Act 1997. RESTRICTED TO 300)

根据1997年体育发展法令,纳税人进行任何体育活动所购买的运动器材费用最多可减免3百令吉。体育器材包括高尔夫球和羽毛球,但不包括运动服装,如泳衣和运动鞋。


F12、房贷利息 (Interest on housing loan (Conditions for eligibility to claim must be fulfilled) The Sale and Purchase Agreement has been executed within 10/03/09 - 31/12/10. RESTRICTED TO 10,000)

银行房贷利息一年最高可获1万减免。从缴付首次利息的日期算起,可以连扣三年。 

资格:

(i)纳税人须是大马公民或居民;

(ii)仅限购置一个住宅单位;

(iii)买卖合约须于10/3/2009至1/12/2010期间签定;

(iv)该产业未用作出租。

其中:

(a)同一产业拥有2名或以上业主有权申请减免时,各自可申请扣税,唯所有联名业主扣税总额不可超过1万。如果合拼报税也是最高减免1万。

(b)所有联名者支付的房贷利息总额,超过年度所允许的减免额度。

则个别业主可依照以下公式,申请个人减免金额:

A x B/C

A=该年度所允许最高减免金额;

B=个人该年已付房贷利息总额;

C=所有联名者该年已付房贷利息总额。


F13、丈夫/妻子/支付赡养费给前妻 最多3千 (Husband/Wife/Payment of alimony to former wife. RESTRICTED TO 3,000)

同住的丈夫/妻子只要只要他/她没有收入/总收入,可减免3千令吉。

支付给前妻也是扣税规定,前妻的赡养费可减免3千令吉。根据双方协议,但没有任何正式的协议,不适用于此减免项目。


F14、丈夫/妻子残疾 最多3千 (Disabled husband/wife. 3,500)

纳税人与残疾丈夫/妻子共同生活,可减免3千令吉。


F15、孩子养育金


F15a、Child - Under the age of 18 years

18岁以下子女可减免1千令吉。


F15b、Child - 18 years & above and studying

年龄在18岁及以上还在受教育的子女

18岁以上,未婚且接受全日职教育的子女,每名可扣税1千令吉。

在以下情况,18岁以上的未婚子女,每名可获扣税6千令吉:

(i)在国内大学或学院就读(不包括大学预备课程)

(ii)在国外接受学士或同等的教育课程(包括硕士或博士)

(iii)有关教育机构必须获得相关政府单位的批准


F15c、Child - Disabled child

残疾子女

纳税人若有残障孩子,可扣税6千令吉。

每名18岁及以上的残障孩子,在以下情况下可获6千令吉额外减免:

(i)在国内外大学或学院就读的残障子女(不包括大学预备课程);

(ii)在国外接受学士或同等的教育课程(包括硕士或博士).

(iii)有关教育机构必须获得相关政府单位的批准。


F16、人寿保险和公积金 最多6千 (Life insurance and provident fund. RESTRICTED TO 6,000)

(i)丈夫或妻子的寿险费是允许减免税务,小孩的寿险费不符合。

(ii)僱员公积金、其他公积金或由税务局批准的退休金计划。

(iii)寿险保费、公积金缴纳及私人退休金计划,可获最高6千令吉个人税务减免。


F17、私人退休金计划或年金 最多3千 (Private Retirement Scheme and Deferred Annuity. RESTRICTED TO 3,000)

根据现有1967年所得税法令,私人退休金计划或年金的3千令吉税务减免。


F18、教育和医疗保险 最多3千 (Education and medical insurance. RESTRICTED TO 3,000)

纳税人、丈夫、妻子、子女的教育或医疗保险可获3千令吉税务减免。


捐款免税政策:

自2011年首相宣佈宗教捐款免税政策后,Nalanda佛教会于2008年向内陆税收局申请捐款免税,该会在事隔5年后,在今年才获得批准。马佛青则于去年8月获得内陆税收局批准为可享有捐款免税的宗教团体,较后也在今年1月28日获取免税收据的认证与批准信件。

(星洲网)
02Mar2016

Tuesday, February 23, 2016

10 foods that unclogs arteries in a totally natural way




We present you the 10 most effective ingredients that can help unplug arteries and prevent the occurrence of serious diseases.
Oats
The main ingredient is soluble oat fiber, and it does not allow the creation of cholesterol. These fibers are linked to cholesterol and assist in its ejection from the body.
Research has shown that if you want to reduce your cholesterol level by almost 20%, you only need to eat 1.5 to 2.5 cups of cooked oats per day.
Cranberry Juice
Drink 3 cups of juice each new week, and you will successfully unclog arteries. This juice increases the ability of cells to absorb fats and produce energy, and does not allow the fat to accumulate in the blood vessels.
10 foods that unclogs arteries in a totally natural way
Pomegranate
Pomegranate is a powerful antioxidant that helps fight hardening of the arteries, because it reduces damage to the blood vessels and prevents the progression of the disease.
Spinach
Spinach is rich in folic acid and potassium and helps in the prevention of hypertension. It frees the arteries by preventing the formation of cholesterol and heart attacks at the same time. Lutein, another component of spinach, acts as a good protector against macular degeneration associated with aging.

Grapes
Flavonoids, resveratrol and quercetin, the most useful are the ingredients of grapes. They are good in preventing the oxidation of cholesterol that leads to the formation of plaque on artery walls. Grapes helps reduce the risk of developing blood clots that lead to heart disease.
Fish
University of Southampton conducted a study related to fish and its role in preventing clogged arteries. Their results showed that fish, especially tuna and salmon, rich in omega-3 oils that prevent fatty deposits accumulate in the arteries. The fatty acids found in fish prevent oxidation of cholesterol and formation of a clot.
Kiwi and melon
One cup of cantaloupe and kiwi one day unclogs artetije. This is due to the high content of antioxidants, and their power reduction of bad cholesterol.
Garlic
Garlic has been used since the day for the treatment of various diseases. Initially, the maximum has been used in the treatment of high blood pressure, and heart disease, but it has been found, and that has an incredibly effect in preventing coronary artery calcification.
Olive oil
Research has shown that olive oil is fantastic in preventing cholesterol. He oxidized and stick to artery. The most important part of the olive oil are monounsaturated fats that eliminate bad cholesterol.
Tomatoes
Korean researchers found a compound in tomatoes that helps prevent hardening of the arteries. It’s called lycopene gives tomatoes and red. Moreover, they found that women with high levels of lycopene in the blood have fewer problems with the arteries.

Sunday, February 14, 2016

15 Reasons Why Sweet Potatoes Are Perfect For Diabetics


15 Reasons Why Sweet Potatoes Are Perfect For Diabetics

Sweet potato is rich in beta-carotene which our bodies use to produce vitamin A. This vitamin is very important for eye, bone, and immune health.Sweet-Potatoes-Are-Perfect-For-Diabetics-620x324
Sweet potato is a unique type of potato that comes in different colors and has numerous healthy benefits. The most common sweet potato is the one with yellow-orange or white-cream flesh. If you see somewhere purple-fleshed sweet potatoes, buy them immediately because they`re loaded with antioxidants.
  1. Perfect for Diabetics: Sweet potatoes contain natural sugars that help diabetic reduce and stabilize their insulin resistance and regular their blood sugar levels.
  2. Digestion: Sweet potatoes are rich in dietary fibers which help prevent colon cancer and relieve constipation.
  3. Prevents Emphysema: Smokers are deficient in vitamin A and get emphysema (damaging of the air sacs). Sweet potatoes contain carotenoids which the body uses to produce vitamin A and which help in the regeneration of the respiratory system.
  4. Immune System: Sweet potatoes are rich in vitamin D which is important for the functioning of the thyroid gland, for the teeth, bones, heart, skin, and energy levels.
  5. Healthy Heart: The potassium contained in the sweet potatoes negates the sodium impact and improves the heart function. It also regulates blood pressure and balances electrolytes. Sweet potatoes are also rich in vitamin B6 which can help to prevent strokes, degenerative diseases and heart attacks.
  6. Healthy Muscles and Tissues: The potassium can help athletes fight the muscle cramps and to reduce swelling. It can also provide them with energy and relax their muscle contractions. Sweet potatoes can regulate nerve signals and heartbeats as well.
  7. Anti-Oxidant: Beta-carotene protects against breast and lung cancers, helps with asthma, gout and arthritis, and reduces aging effects.
  8. Fetal Development: Sweet potatoes are loaded with folic acid which is essential for a healthy fetal tissue and cell development during pregnancy.
  9. Anti-Stress: The magnesium found in the sweet potatoes functions as anti-stress agent, while the potassium regulates the water balance of the body, normalizes heartbeats and increases oxygen flow.
  10. Vitamin C: Sweet potatoes are loaded with vitamin C, which is an essential vitamin for the functioning of the entire body.
  11. Anemia: The iron contained in sweet potatoes helps fighting anemia because it plays the most important role in the production of producing white and red blood cells.
  12. Youthful Skin: Use the water left from your boiled sweet potatoes for your skin. It will cleanse your pores, absorb impurities and sooth irritated spots. The Vitamin C helps the collagen production, while vitamin W improves the skin complexion. The anthocyanins can remove the wrinkles, the dark circles of your eyes and the puffiness of your eyes.
  13. Premenstrual Symptoms: Manganese and iron contained in the sweet potatoes can treat many premenstrual symptoms.
  14. Quality Hair: The beta-carotene helps hair growth and prevents hair damaging and the appearance of dandruff.
  15. Minerals: The vital minerals such as potassium, manganese, calcium, magnesium and iron are essential for the carbohydrate, protein and enzyme metabolic processes.